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Well I had an interesting day to say the least. Apperently my bank, HSBC, takes ... IT & Business Pros forum

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    andrebsd's Avatar
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    How my bank almost got me arrested at Hooters.

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    Well I had an interesting day to say the least. Apperently my bank, HSBC, takes really really long with deposits and doesn't allow overdrafting with a checking account at all. So below is a link to my story, (or rant), where I almost got booked for stealing, all because my bank was slow.

    LINK

    And if anyone has recommendations of some banks in the Los Angeles area, I'd apprecate any opinions
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    Re: How my bank almost got me arrested at Hooters.

    If I make a deposit into my checking account today, I know that it will not actually be posted until 5PM when they do the "hard post". The only exception is if I tell them I will need access to it right away; and they can "memo post" it for me.

    Also, keep in mind that sometimes--usually with gas stations and restaurants--when you use your debit card, the system will try to authorize MORE than you are actually trying to spend. I can transfer $30 into our joint account (we keep the balance at usually around a dollar unless he needs to buy gas with his debit card--kind of a husband allowance); and his debit card gets denied sometimes even buying a soda and cigarettes--even though the bank says the balance is $30!

    Financial stuff can really make you nuts!

    Lovellbird

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    Re: How my bank almost got me arrested at Hooters.

    WOW. Luckilly if I make a deposit it shows up right after I make it. I have never had this problem but I guess thats the difference in dealing with a small bank instead of gigantic banks. My mom works for BofA and she said that should have never happened to you.

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    Re: How my bank almost got me arrested at Hooters.

    I use WaMu and I always take my checks to the counter to deposit them. I don't like doing it via ATM, it always takes a while to go thru. It does take a little longer, waiting in line and all, but the money is in your account right away!

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    Re: How my bank almost got me arrested at Hooters.

    ~~Posted via BB (wap.pinstack.com)~~
    Maybe his bank has an anti-hooters policy?

    (Right-wing conservative conspiracy?)

    "blink"

    Lovellbird

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    Re: How my bank almost got me arrested at Hooters.

    Anyone ever deal with either "Bank of the West" or "Washington Mutual"? The only other two banks locally here are BofA and HSBC, both of which I've had. Quite frankly I might just go back with BofA, their checking had some fees attached... but at least it worked.
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    Re: How my bank almost got me arrested at Hooters.

    I have an account with Bank of the West. THey bought out the bank I was originally with. After the merge my customer service when to crap. I am looking to change banks. Very disappointed in the new Bank of the West.

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    Re: How my bank almost got me arrested at Hooters.

    ~~Posted via BB (wap.pinstack.com)~~
    My bank is instant. They weren't when I first started with them, but 15 years later, I guess they trust me :-)

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    Re: How my bank almost got me arrested at Hooters.

    I would make ur current bank reimburse you for the $15 or threaten to drop them. They won't want to lose your business so they will credit you $15. Then go ahead and drop them anyways after they credit you.

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    Re: How my bank almost got me arrested at Hooters.

    If they would've cuffed you, maybe you could request to be frisked by a Hooters Girl?

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    Re: How my bank almost got me arrested at Hooters.

    Quote Originally Posted by dasupaman23
    If they would've cuffed you, maybe you could request to be frisked by a Hooters Girl?
    LOL! Dude, that made my day.
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