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I just lost my blackberry pearl 8100 a week ago ; ( but the good ... BlackBerry Pearl forum

  1. #1
    cell06's Avatar
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    Insurance

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    I just lost my blackberry pearl 8100 a week ago ; (
    but the good thing is that I have insurance under it. The problem is that since I have insurance how come TMobile still tell me to pay them 115 dollars for a new phone? I thought insurance is cover for a free phone. Does anyone know how to waive the fee?

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    Re: Insurance

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    Unfortunately, that's the deal with tmo. Sorry if you were misguided when purchasing insurance. I've been seriously been considering cancelling it, it just doesn't make sense.

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    Re: Insurance

    Personally I would rather pay the 115$ for the replacement than pay the full retail which is probably close to 450$

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    Re: Insurance

    There is almost always a deductable when dealing with insurance. With Sprint-Nextel you can have $35, $50 or even $100.

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    Re: Insurance

    That's is exactly why I didnt wonna have anything to do with TMO insurence. I mean come on, $115 deductable? that is insane!!!!! I'd rather work with www.safeware.com

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    Re: Insurance

    115$ for a 450$ isnt a bad deal.. with cingular they wouldnt even give insurance on phones like the KRAZR and phones with mp3 players because they were way too expensive...

    I was impressed Tmobile even offered Pearl Insurance. I wonder if Cingular is offering it now that Tmobile offers it.

  7. #7
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    Re: Insurance

    I personally have the insurance from t-mobile, $6.00 a month, I mean I can skip a happy meal or two, to pay for the insurance.

  8. #8
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    Re: Insurance

    With T-Mobile the deductible amount varies according to what phone you have, so with the higher end Phones and PDA's you pay more, but at least it is not full price.

  9. #9
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    Re: Insurance

    Actually Cingular does not offer insurance for the Pearl.

  10. #10
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    Re: Insurance

    Ok Tmo told me that if the phone is not repairable, I have to pay 115.
    So if I loose it run my car over it or my cat uses it as a hockey puck
    (dont laugh) I pay. If they can fix it I dont have to pay. Now Tmo
    was very honest and really told me up front how the INS worked, without me asking anything about a deductable.

    Now my first Pearl was bought thru Cinguliar and because they mutilated the design the next day I returned the ugly Pearl and went to Tmo
    to buy theirs. Remember Deutchatelecom (cant spell) has almost as much money as God so they are building out their system and will have parity with verzoo and cinguliar soon.

    Rimm spent 3 years designing the 8100 , the letter keys are all black
    and the number keys are all silver (FOR A REASON) and Cinguliar spent
    2 minutes destroying a design for no good reason. So dont spend your money with them they are nitwits.

  11. #11
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    Re: Insurance

    Quote Originally Posted by Spartan
    Actually Cingular does not offer insurance for the Pearl.
    Yea, I didnt think they did. So 40$/year for insurance is good in my booK!

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    Re: Insurance

    I got the Tmo Insurance on my pearl, I hope that nothing happens, but as Stacey said i'd prefer to pay the deductable than the full retail value, since i know that one of these days i'm going to miss the holster and its going to crash to the floor (although i really hope not...)

  13. #13
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    Re: Insurance

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    Dwagman' I know exactly what you're talking about. I missed the holster, and landed on the floor. Also, I grabbed it and it slipped Hahah. But yeah, I don't have insurance, its a rip off big time.

  14. #14
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    Re: Insurance

    Quote Originally Posted by ericugs
    Yea, I didnt think they did. So 40$/year for insurance is good in my booK!
    Cingular still does not offer insurance on the Pearl. I bought mine about 3 weeks ago and was afraid I would mess it up by dropping it when I was at a party or somewhere. I was quite upset that they did not offer insurance. I guess I'll have to buy a crappy old Samsung or Nokia to use on the weekends when I go out. My last Samsung was dropped in two toilets and out the door of my car from my lap when I got out. That thing was solidly buit, but horrible for anything else.

  15. #15
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    Re: Insurance

    detroit - we'll see what ur saying about insurance once something unfortunate happens to your pearl

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