Love the picture Jay. Now to the thread, in my opinion camera phones are there for the quick snap that you may want to take if you do not have a real camera available, simple as that, camera phones will never be able to handle low light as well as an SLR, lens is too small so cannot capture enough light, pixels are too small so cannot store the light they capture in the pixel. So if you are choosing you smartphone specifically for the camera, do yourself a favor, buy a camera! Can SLR's handle underexposure, overexposure, that really depends on the special accessory the camera has attached to it, you know the thing with two eyes and brain using the functions on the camera If I were to be really interested in taking pictures without a flash indoors I would be using something like a Nikon D7100, if I want to take sports pictures indoors where exposure and speed is of the essence then I would probably use a D600 or D800 ie a full sized professional camera with a F lenses. No matter what brand of DSLR you choose it will be better than a camera phone, but it may not always be with you so that is where having a small camera or if you insist and camera phone can be useful.
Love is better than anger. Hope is better than fear. Optimism is better than despair. So let us be loving, hopeful, and optimistic. And we will change the world. - Jack Layton (1950-2011)
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