Different credit beraues(sp?) I bet. You would be surprised what you can find on your credit report and how different the three agencies can be.
Just as an informational link, has nothing to do with this topic and wouldn't bother me if removed by a mod.
Under federal requirements all three reporting agencies are required to provide one free report to consumers a year. They do that through a website that will let you access all three agencies and print out a report.